Follow Sam Fleet
Connect with Sam Fleet
AmWINS Helps Close Health Insurance Gap Between Salaried and Part-Time Workers
HealthWINS™ Limited Medical benefit plans now available to employees in the health care industry
HealthWINS™ Limited Medical benefit plans now available to employees in the health care industry
March 17, 2009 – Warwick, RI – Employees working in the
health care industry, including those in hospitals, nursing homes
and assisted living facilities now have more inexpensive options
for health insurance. Recognizing that employers are struggling to
provide major medical coverage due to escalating healthcare costs,
AmWINS Group Benefits has extended its HealthWINS™ Limited
Medical plan to workers in the health industry.
“An overwhelming percentage of people in this industry would benefit from less insurance at a lower cost,” said Sam Fleet, AmWINS Group Benefits President & CEO. “We have carefully designed a variety of limited medical plans specifically for the health care industry, which allow brokers and benefit consultants to package limited medical with a major medical plan or choose to custom design a plan to best fit their clients needs.”
Statistics show that 8 percent of workers covered by a employer-based health plan will have no claims at all, while 85% will have claims of less than $5,000. HealthWINS is designed to cover the bill for 97% of Americans’ annual health care needs at a fraction of the cost of a comprehensive major medical plan.
HealthWINS provides basic health coverage for physician visits, prescription drugs, inpatient services and preventive care. The plan charges a comparably low deductible to cover a portion of the first $20,000 to $30,000 of health care expenses, so that a low-wage worker can adopt a wellness approach to health care that is unavailable in today’s mini-medical plans.
HealthWINS gives companies providing major medical options for extending waiting periods, classing out entry level employees, providing benefits for part-time, hourly or seasonal workers.
“Rather than fall off or forfeit a plan, employers can now carve appropriate employees out of major medical and provide robust limited medical,” Fleet said. “For example, nursing home management would be offered major medical, while the rest of the staff can have a limited medical plan. It’s cost effective, especially for part-time, low-wage, and high turnover employees.”
In addition to HealthWINS limited medical benefits, there are products and services that can be added to AmWINS Group Benefit plans to make the benefits richer and of more value to employees, including prescription benefits, doctor visits over the phone, PPO networks and health advocacy.
“Employees in the heath care industry especially, need preventative medical care with affordable deductibles,” Fleet added. “It’s perfect for clients with a large number of hourly workers covered by low benefit mini-medical plans and those who elect no coverage at all.”
AmWINS Group Benefits’ program management capabilities include administrative excellence in fulfillment, billing accuracy and claims payment. By using advanced technology and deep expertise, AmWINS Group Benefits can deliver seamless, end-to-end services that keep all of the different functionalities in one center of responsibility and accountability.
About AmWINS Group Benefits
AmWINS Group Benefits is a leading wholesale broker of comprehensive group insurance programs and administrative services. Working with benefit brokers and consultants, AmWINS Group Benefits designs, distributes and administers customized health benefit products and services for retired and active populations in private and public organizations. Its parent company, AmWINS Group, is one of the largest independent insurance wholesaler in the United States. AmWINS Group Benefits is headquartered in Warwick, RI. More information about AmWINS Group Benefits is available at www.group.benefits.amwins.com.
“An overwhelming percentage of people in this industry would benefit from less insurance at a lower cost,” said Sam Fleet, AmWINS Group Benefits President & CEO. “We have carefully designed a variety of limited medical plans specifically for the health care industry, which allow brokers and benefit consultants to package limited medical with a major medical plan or choose to custom design a plan to best fit their clients needs.”
Statistics show that 8 percent of workers covered by a employer-based health plan will have no claims at all, while 85% will have claims of less than $5,000. HealthWINS is designed to cover the bill for 97% of Americans’ annual health care needs at a fraction of the cost of a comprehensive major medical plan.
HealthWINS provides basic health coverage for physician visits, prescription drugs, inpatient services and preventive care. The plan charges a comparably low deductible to cover a portion of the first $20,000 to $30,000 of health care expenses, so that a low-wage worker can adopt a wellness approach to health care that is unavailable in today’s mini-medical plans.
HealthWINS gives companies providing major medical options for extending waiting periods, classing out entry level employees, providing benefits for part-time, hourly or seasonal workers.
“Rather than fall off or forfeit a plan, employers can now carve appropriate employees out of major medical and provide robust limited medical,” Fleet said. “For example, nursing home management would be offered major medical, while the rest of the staff can have a limited medical plan. It’s cost effective, especially for part-time, low-wage, and high turnover employees.”
In addition to HealthWINS limited medical benefits, there are products and services that can be added to AmWINS Group Benefit plans to make the benefits richer and of more value to employees, including prescription benefits, doctor visits over the phone, PPO networks and health advocacy.
“Employees in the heath care industry especially, need preventative medical care with affordable deductibles,” Fleet added. “It’s perfect for clients with a large number of hourly workers covered by low benefit mini-medical plans and those who elect no coverage at all.”
AmWINS Group Benefits’ program management capabilities include administrative excellence in fulfillment, billing accuracy and claims payment. By using advanced technology and deep expertise, AmWINS Group Benefits can deliver seamless, end-to-end services that keep all of the different functionalities in one center of responsibility and accountability.
About AmWINS Group Benefits
AmWINS Group Benefits is a leading wholesale broker of comprehensive group insurance programs and administrative services. Working with benefit brokers and consultants, AmWINS Group Benefits designs, distributes and administers customized health benefit products and services for retired and active populations in private and public organizations. Its parent company, AmWINS Group, is one of the largest independent insurance wholesaler in the United States. AmWINS Group Benefits is headquartered in Warwick, RI. More information about AmWINS Group Benefits is available at www.group.benefits.amwins.com.